Daily Market Commentary for April 6, 2009

Traders are banding together in an effort to develop a trading partner integration in an effort to ward off the boredom of the slow market action. (read more at Millennium-Traders.Com)

http://www.millennium-traders.com/news/newscommentary.aspx

Economic data released today: n/a

At the NYSE closing bell on the New York Stock Exchange, here is how the major world indices and major U.S. stock indices ended the trading session on the world markets as well as the emerging markets including the stock market closing bell price:

DOW (Dow Jones Industrial Average) loss of 41.74 points to end the trading session at 7,975.85

NYSE (New York Stock Exchange) loss of 69.27 points to end the trading session at 5,249.48

National Association of Securities Dealers Automated Quotations (NASDAQ) loss of 15.16 points to end the trading session at 1,606.71

S&P 500 (SPX) loss of 7.02 points to end the trading session at 835.48

BEL 20 (BEL20) loss of 8.22 points to end the trading session at 1,800.15

CAC 40 (CAC40) loss of 28.99 points to end the trading session at 2,929.75

FTSE100 (UKX100) loss of 36.13 points to end the trading session at 3,993.54

NIKKEI 225 (NIK/O) triple digit gain of 108.09 points to end the trading session at 8,857.93

New York Stock Exchange (NYSE) stock market indicators for the trading session today:

Advanced stock prices 785, declined stock prices 1,872, unchanged stock prices 501, stock prices hitting new highs 3 and stock prices hitting new lows 5. NYSE quotes for volatile stocks and market trends, as well as stock quotes, stock prices and stock symbols of Day Trading Stock Picks on the New York Stock Exchange stock market for Day Trading online and active Day Trading for those who are or would like to be Day Trading for a living: Schlumberger Limited (NYSE: SLB) stock price shed 1.10 points on the trading session, high on the trading session $44.35, low on the trading session $43.05, with a closing stock price at $43.97;   Lockheed Martin (NYSE: LMT) stock price gained 5.97 points on the trading session, high on the trading session $73.47, low on the trading session $65.21, with a closing stock price at $73.28; IntercontinentalExchange  (NYSE: ICE) stock price shed 2.85 points on the trading session, high on the trading session $83.56, low on the trading session $81.52, with a closing stock price at $82.42; Rio Tinto (NYSE: RTP) stock price shed 16.72 points on the trading session, high on the trading session $133.69, low on the trading session $128.91, with a closing stock price at $132.73; Goldman Sachs Group (NYSE: GS) stock price shed 2.75 points on the trading session, high on the trading session $117.95, low on the trading session $114.05, with a closing stock price at $116.65; Alexandria Real Estate Equities (NYSE: ARE) stock price shed 4.56 points on the trading session, high on the trading session $39.50, low on the trading session $35.26, with a closing stock price at $37.20; ProShares Ultrashort Financials (NYSE: SKF) stock price gained 3.35 points on the trading session, high on the trading session $87, low on the trading session $82.80, with a closing stock price at $84.30; CME Group (NYSE: CME) stock price shed 9.01 points on the trading session, high on the trading session $250.47, low on the trading session $244.25, with a closing stock price at $246.88; MasterCard (NYSE: MA) stock price shed 2.52 points on the trading session, high on the trading session $177.45, low on the trading session $168.27, with a closing stock price at $171.53; Toyota Motor (NYSE: TM) stock price shed 1.86 points on the trading session, high on the trading session $74.37, low on the trading session $72.83, with a closing stock price at $73.24; Hess (NYSE: HES) stock price shed 2.35 points on the trading session, high on the trading session $58.44, low on the trading session $56.42, with a closing stock price at $57.40.

National Association of Securities Dealers Automated Quotations (NASDAQ) stock market indicators for the trading session today:

Advanced stock prices 853, declined stock prices 1,912, unchanged stock prices 131, stock prices hitting new highs 155 and stock prices hitting new lows 7.NASDAQ quotes, volatile stocks and market trends, as well as stock quotes, stock prices and stock symbols of Day Trading Stock Picks on the NASDAQ stock market for Day Trading online and active Day Trading for those who are or would like to be Day Trading for a living: Dendreon (NasdaqGS: DNDN) stock price gained 0.51 points on the trading session, high on the trading session $7.35, low on the trading session $6.28, with a closing stock price at $6.50; Joy Global (NasdaqGS: JOYG) stock price gained 0.04 points on the trading session, high on the trading session $24.48, low on the trading session $23.14, with a closing stock price at $24.05; Wynn Resorts Limited (NasdaqGS: WYNN) stock price gained 2.07 points on the trading session, high on the trading session $33, low on the trading session $30.71, with a closing stock price at $31.72; Priceline.com (NasdaqGS: PCLN) stock price shed 0.82 points on the trading session, high on the trading session $89.41, low on the trading session $86.21, with a closing stock price at $87.81; Randgold Resources Limited (NasdaqGS: GOLD) stock price shed 2.89 points on the trading session, high on the trading session $48.83, low on the trading session $46.33, with a closing stock price at $46.95; Research In Motion Limited (NasdaqGS: RIMM) stock price gained 4.46 points on the trading session, high on the trading session $64.44, low on the trading session $58.18, with a closing stock price at $63.75;  Baidu (NasdaqGS: BIDU) stock price shed 3.44 points on the trading session, high on the trading session $187.45, low on the trading session $181.05, with a closing stock price at $184.06; First Solar (NasdaqGS: FSLR) stock price gained 3.78 points on the trading session, high on the trading session $139.24, low on the trading session $129.88, with a closing stock price at $138.16; Google (NasdaqGS: GOOG) stock price shed 1.91 points on the trading session, high on the trading session $369.82, low on the trading session $361.40, with a closing stock price at $367.87.

Market trends on the American Stock Exchange (AMEX) and stock market indicators for the trading session today:

Advanced stock prices 216, declined stock prices 298, unchanged stock prices 100, stock prices hitting new highs 6 and stock prices hitting new lows 3.

Chicago Board of Trade Futures Market for the day, at time of this posting:

E-mini S&P 500 (ES) June 09: End of trading session price 831.75; Change for the trading session -9.25

E-mini NASDAQ-100 (NQ) June 09: End of trading session price 1,311.75; Change for the trading session -3.25

E-mini DOW $5 (YM) June 09: End of trading session price 7,926; Change for the trading session 7

E-mini S&P MidCap 400 (MF) June 09: End of trading session price 516; Change for the trading session 0.30

Nikkei 225 (Yen) June 09; End of trading session price 8,860; Change for the trading session 5

World Currencies for the Forex Market, for Forex Trading by active Forex Traders, at time of this posting:

Euro 0.7459 to U.S. Dollars 1.3407

Japanese Yen 101.04 to U.S. Dollars 0.0099

British Pound 0.6781 to U.S. Dollars 1.4748

Canadian Dollar 1.2386 to U.S. Dollars 0.8074

Swiss Franc 1.1363 to U.S. Dollars 0.8800

COMMODITY MARKETS:

Energy Sector – Nymex:

Light Crude (May 09) shed $1.46 on the trading session for a closing price of $51.05 per barrel ($US per barrel)

Heating Oil (May 09) shed $0.03 on the trading session for a closing price of $1.42 a gallon ($US per gallon)

Natural Gas (May 09) shed $0.07 on the trading session for a closing price of $3.74 per million BTU ($US per mmbtu.)

Unleaded Gas (May 09) shed $0.02 on th
e trading session for a closing price of $1.48 a gallon ($US per gallon)

Metals Markets – Comex:

Gold (June 09) shed $24.50 on the trading session for a closing price of $872.80 ($US per Troy ounce)

Silver (May 09) shed $0.63 on the trading session for a closing price of $12.11 ($US per Troy ounce)

Platinum (July 09) shed $13.70 on the trading session for a closing price of $1,152.60 ($US per Troy ounce)

Copper (May 09) shed $0.04 on the trading session for a closing price of $1.96 ($US per pound)

Livestock and Meat Markets – Chicago Mercantile Exchange (cents per lb.):

Lean Hogs (June 09) shed 0.90 on the trading session for a closing price of 72.75

Pork Bellies (May 09) gained 0.98 on the trading session for a closing price of 89.80

Live Cattle (June 09) gained 0.20 on the trading session for a closing price of 84.38

Feeder Cattle (May 09) gained 0.75 on the trading session for a closing price of 97.45

Other Commodities – Chicago Board of Trade (cents per bushel):

Corn (May 09) gained 1.00 on the trading session for a closing price of 405.00

Soybeans (May 09) shed 1.50 on the trading session for a closing price of 994.00

BOND MARKET:

2 year Bond Closing price 99 27/32, change 0, Yield 0.94, Yield change -0.01

5 year Bond closing price of 99 9/32, change -6/32, Yield 1.89, Yield change 0.14

10 year Bond closing price 98 14/32, change -12/32, Yield 2.93, Yield change 0.05

30 year Bond closing price 95 29/32, change -21/32, Yield 3.72, Yield change 0.13

Thanks for reading

Millennium-Traders.Com

http://www.millennium-traders.com

Genital warts can be one of the biggest causes of nightmare. They can make hell of your life. You will always remain under constant irritation both mentally and physically. And most of you who are sexually active will get frustrated like anything because this is a sexually transmitted disease and you can any moment pass the infection to your partner.

Virus that creates the trouble

HPV virus that appears in different types is causative of genital warts. This is the same virus that also causes normal warts on your feet, hands and other limbs of the body. Though the group or family of the virus is common but there is a difference in its type. The exact HPV virus that causes genital warts is highly infectious and can spread the disease in a wild manner in bunch of bumps around your genitals. Cervical cancer which mainly happens to female folk is also caused by a virus of this family.

Control on the spread

This spread of the disease is mainly through contact with the infected area. Now genital infection is transmitted while mating or conducting unprotected sex. The routes are either through vaginal sex or through the anal sex.

Now it is not always that the carrier of the virus is conscious that he or she is a poor victim. The state of the virus sometimes remains silent or dormant. In that case the carrier might not be in that trouble till the infection gets triggered. But this in no way guarantees that the infection won’t spread into the partner’s body. The partner is bound to get infected and in return become another carrier of the disease in the active state.

The best method you can pick up to avoid the spreading of genital warts in other’s body is to control the active sexual life for the time being till the genital warts don’t get cured. There is another way also to help you out. You can use external contraceptives like condoms to keep both of you protected from this disease as well as many other STDs.

Women face the worse problems

Genital warts have no bindings on sex but women are the major victims suffering from this problem. In males the genital warts are quite visible around the penis but in the females they circle even in the inner layer of the vagina and thus become difficult to detect. And the warts get hidden in these layers. The virus spread faster in the warmth of the area and if the woman is an infection carrier, she can outspread the disease easily to her partner’s body.

Once detected that you have this problem, you must not delay for a single second to get them treated. And for the best self help, just play safe.

Car insurers have started rewriting the English language. The dictionary definition of comprehensive is ’something that includes all or much’. But insurers have been gradually stripping out sections from their policies, leaving drivers with cover that is comprehensive in name only.

Features that used to be standard in virtually all comprehensive car insurance, such as third-party liability cover for driving any vehicle, or an extension of cover for short trips overseas, are disappearing. Courtesy cars and recovery of any uninsured losses when you are at fault are becoming costly optional extras.

Research conducted by the British Insurance Brokers’ Association found alarming examples where comprehensive cover has been eroded.

For example, Quinn Direct does not cover personal effects in the car. Insurance against damage to windscreens or other windows is available only as an optional extra. The ‘comprehensive’ policy sold by RAC does not allow a policyholder to drive any other car, while features such as a courtesy car and insurance overseas are optional extras.

Hayley Parsons, chief executive of comparison site gocompare.com, says: ‘The importance of comparison sites has meant it is key for insurers to get near the top of the rankings on price and they can do that by slimming down the cover.’

Graeme Trudgill, technical services manager at Biba, says: ‘All the advertising is about price. It’s no longer focused on providing the right financial protection for the motorist.

‘Even if an element of cover remains, the sum insured may be reduced. Many insurers have lowered the limits for loss of items from the car, for accidental damage to the windscreen or for personal accident cover.

‘And in some cases, such as an accident involving a younger driver, the compulsory excess charged has increased.’

Tesco, for example, makes customers pay the first £75 of any windscreen claim and levies a £350 compulsory excess for drivers aged between 21 and 24. This all means that motorists who want to be sure they are fully covered need to check the insurance small print carefully.

Amanda Smith did her homework before signing up with specialist women’s insurer Sheilas’ Wheels for her Audi TT Cabriolet.

Amanda, 33, a marketing manager, got the car new after a four-month wait and says: ‘There is no way I would have anything less than fully comprehensive insurance.’

She pays £380 a year for cover, which includes a protected no-claims discount and allows Amanda to drive other cars in an emergency. There is also a generous £1,000 allowance for loss or damage to the stereo and satnav. As well as full cover for the car, Sheilas’ Wheels gives a £300 ‘handbag allowance’ and £200 of cover for personal belongings if anything is stolen from the car. This delights Amanda, who lives on Anglesey in North Wales, with her partner Simon Leung. ‘The cover for personal belongings is reassuring because you can easily end up carrying lots around with you,’ she says.

Trudgill says: ‘Think about what features matter to you. Also, how much could you afford to pay in the event of a claim. You may find that paying slightly more than the cheapest premium actually gives you a better value option.’

Speaking to a broker can also give a different perspective.

Norwich Union, for example, has removed cover for driving other cars from the insurance it sells direct. But it retains this in policies issued through brokers.

Loyalty falters as premiums soar

Soaring insurance costs are the latest blow for hard-pressed motorists.

Analysis by management consultant Deloitte shows that premiums have risen by 8.2 per cent in the past 12 months to £488 a year on average.

Catherine Barton, insurance partner at Deloitte, says: ‘This is the biggest annual rise in premiums we have seen in a long time. Insurers have been releasing money from reserves over the past few years to keep competitive, but this is drying up and premiums are having to rise.’

The Deloitte figures suggest that premium inflation is accelerating. In April, AA Insurance reported a 5.8% annual rise in motor premiums. But motorists can fight against rising rates. Good deals are still available, especially for those with a clean driving record and big no-claims discounts.

Ashton Berkhauer, head of insurance with comparison site uSwitch.com, says: ‘The number of people shopping around and not accepting their insurers’ renewal has increased.

‘Typically, 80% of customers renew with an existing insurer, but we’ve seen that slip to 65% for some companies.

‘Drivers are under increasing financial pressure and so they are becoming more price sensitive than ever before.’